Group Insurance Details
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DISCLAIMER: This coverage summary is not intended to disclose all details pertaining to the insurance coverage. Please see the policies for complete details.
General Liability Coverage
USIndoor's sports-specific General Liability Program is designed for indoor soccer and multi-sport facilities. The coverage form can be extended to include off-site activities, outdoor fields, inflatable games and other events.
Basic Form
| General Aggregate | $5,000,000 | ||
| Per Occurrence Limit | $1,000,000 | ||
| Products and Completed Operations Aggregate | $1,000,000 | ||
| Personal and Advertising Injury | $1,000,000 | ||
| Fire Legal Liability (any one fire) | $300,000 | ||
| Participant Legal Liability | Included | ||
| Host Liquor Liability | Included |
Options
| Sexual Abuse and Molestation | $1,000,000 | ||
| Employee Benefits Liability | |||
| Employee Benefits Aggregate Limit | $3,000,000 | ||
| Each Claim Limit ($1,000 deductible) | $1,000,000 | ||
| Hired and Non-Owned Auto Liability | $1,000,000 | ||
Participant Accident Coverage
Participant Accident (PA) coverage provides medical coverage to eligible participants of USIndoor facilities. (Please see schedule of benefits for complete description.) PA coverage is excess medical coverage, meaning it is supplemental coverage if the participant has health insurance or primary coverage if the participant does not. PA coverage also provides additional coverage to the facility by ensuring that eligible participants have medical coverage in the event of an injury.
We have two participant accident programs. Each plan has an annual, per person rate. If a player plays in multiple sessions in a year, he or she is only counted once for the program. Both programs have a $1,000 disappearing deductible. Rates are subject to a loss-history review:
| Participant Accident Coverage | $25,000 | ||
| $1.89 per person, annually for youth sports | |||
| $3.70 per person, annually for adult sports | |||
| Participant Accident Coverage | $10,000 | ||
| $1.68 per person, annually for adult sports | |||
| $3.15 per person, annually for adult sports | |||
Coverage available for the following activities (please ask about others):
Soccer, aerobics, badminton, baseball, basketball, batting cages, cross-country skiing, dodgeball, field hockey, fitness training, flag football, floor hockey, golf, gymnastics, horseback riding, ice hockey, lacrosse, roller hockey, softball, tennis, track, volleyball, wrestling and ultimate Frisbee.
The program has very little administration. Each player/referee should sign a waiver to be filed with the facility. There is no audit at the end of the year.
Other Coverages
We also offer Property, Worker's Compensation, Excess/Umbrella, Director's & Officer's and Event Cancellation coverages, as well as Medical and GL coverages for USIndoor certified Referees. Please contact Monument Sports at 866-674-1234 or msg@monumentsports.com to discuss all your insurance needs.
